Topic · 4 guides
Big purchases & protection
The decisions that can undo years of saving: a car loan that runs too long, buying a home before the numbers work, missing insurance, and investment scams.
Read in this order
- 01
How long should a car loan be? 36, 48, 60, 72 and 84 months comparedHow long a car loan should be: 36 to 84 months compared on a $30,000 loan, with payments, total interest and the risk of owing more than the car is worth.6 min read · Big purchases - 02
Rent or buy? The costs of owning a home that people forgetRent vs buy, worked through: mortgage, property tax, insurance, PMI, maintenance and closing costs compared with rent, plus how lenders use debt-to-income.6 min read · Home - 03
Which insurance you actually need in your 20s and 30sWhich insurance you need in your 20s and 30s: health, renters, auto liability, disability and term life, with a worked health plan comparison.6 min read · Protection - 04
How to spot investment and crypto scams before they cost youHow to spot investment and crypto scams: guaranteed returns, pressure, fake trading apps and romance scams, plus how to check sellers and report.6 min read · Protection
One money note a week. Five minutes on Sunday.
What changed in rates and prices, what it means for your plan, and one thing to do this week.