Topic · 5 guides

Investing

Start small and automatic, keep costs low, choose a mix of stocks and bonds you can live with, and understand what you are buying before you add anything volatile.

Read in this order

  1. 01How to start investing: a plan for your first $100 to $500 a monthHow to start investing step by step: emergency fund, 401(k) match, high-interest debt, IRA, then a taxable account, plus how to automate it all.6 min read · Investing
  2. 02Compound growth: why starting ten years earlier mattersThe same monthly amount over 20 and 30 years, and how much a 1% fee takes along the way.7 min read · Investing
  3. 03Index funds and ETFs explained: a beginner's guide to low-cost investingWhat index funds and ETFs are, how an index mutual fund differs from an ETF, why the expense ratio matters so much, and how to read a fund fact sheet.7 min read · Investing
  4. 04Asset allocation by age: how to split your money between stocks, bonds and cashHow to choose an asset allocation by age, time horizon and risk tolerance, how target-date funds shift over time, and how and when to rebalance.6 min read · Investing
  5. 05Crypto in a long-term plan: what you own, the real risks and how much to holdCrypto basics for long-term investors: what you own, custody and seed phrases, fees, how the IRS taxes digital assets, and how to size a small slice.7 min read · Crypto

One money note a week. Five minutes on Sunday.

What changed in rates and prices, what it means for your plan, and one thing to do this week.